Privacy Policy for Thrivve
At Thrivve, we are dedicated to providing exceptional financial solutions to empower individuals in the gig economy. This privacy policy ("Privacy Policy") outlines the details regarding the collection, usage, and disclosure of personal information when you engage with our website, utilize our mobile application, apply for or utilize our products and services, or share personal information with us. It also includes instructions on how to opt-out of certain practices.
By accessing our website or using our mobile application (collectively referred to as the "Platform"), or by voluntarily providing personal information to Thrivve through the Platform, applying for or using our financial products (collectively referred to as the "Services''), you acknowledge and consent to all the terms outlined in this Privacy Policy. If you disagree with any part of this Privacy Policy, we kindly request that you refrain from using our Platform, Services, and avoid providing us with any personal information.
Our Privacy Policy is divided into the following sections. While we recommend reviewing the entire policy, you can use the links below to navigate to specific information:
1. Personal Information Collection:
We gather different types of personal information based on your interactions with our Site and Services. This may include:
- Essential contact details like your name and email address
- Secure password for accessing your account
- Financial and identification information, including work-related details
- Information related to loans, leases, credit products, and transactions
- Bank account authentication information
- Financial and credit history, such as defaults or bankruptcy declarations
We collect this information when you first contact us and throughout our relationship with you.
2. Personal Information Usage:
We utilize your personal information for the following purposes:
- Creating and managing your account, granting access to our Services
- Verifying your identity and determining eligibility for our Services
- Assessing your creditworthiness and offering suitable financial solutions
- Administering and servicing your accounts, including loan extensions and fund transfers
- Contacting you and providing necessary notifications
- Facilitating services, such as insurance and resolving disputes
- Protecting our rights and cooperating with authorities in investigations
- Managing, securing, and improving our business operations, customer service, and compliance
- Developing new products, conducting analytics, and enhancing our offerings
3. Sharing Personal Information:
To ensure smooth operations, we may disclose your information to trusted service providers who assist us in achieving the purposes outlined in this policy. We carefully select these partners and assess their data protection practices to maintain the highest standards of security and privacy.
4. Information Collection through Technology:
To enhance your browsing experience and gather insights, we employ various technologies, including cookies, web analytics tools, beacons, and pixel tags. These technologies allow us to collect technical information, such as:
- Domain name, time of visit, and pages visited on our Site
- Interaction with features, links, and advertisements
- Response to our communications and advertisements
- IP address, operating system, web browser, and the website visited before accessing our Site
By combining this information with personal data, we can effectively manage our Site, diagnose technical issues, analyze website traffic, improve content, and measure the effectiveness of our advertisements.
5. Opt-Out Options:
We respect your preferences and provide opt-out options for specific practices, including:
- Selective online data collection
- Receipt of commercial emails
- Receiving push notifications
By exercising these opt-out options, you can customize your experience with Thrivve according to your preferences.
At Thrivve, we value your privacy and remain committed to maintaining transparency in our data practices. We encourage you to review our comprehensive Privacy Policy to gain a deeper understanding of how we handle and safeguard your information.
6. Transparency and Accountability:
At Thrivve, we believe in transparency and being accountable for our privacy practices. We strive to provide clear and easily understandable information about how we handle your personal information. If you have any questions or concerns regarding our privacy practices, we are committed to addressing them promptly and transparently.
7. Retention of Personal Information:
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by applicable laws and regulations. Once the retention period expires, we securely dispose of or anonymize your personal information to prevent unauthorized access or use.
8. Consent and Control:
By using our Site and Services, and providing us with your personal information, you consent to the collection, use, and disclosure of that information as described in this Privacy Policy. You have the right to withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice. Please note that withdrawing consent may impact your ability to access certain features or services.
9. Your Privacy Rights:
Thrivve respects your privacy rights and aims to uphold them in accordance with applicable privacy laws. Depending on your jurisdiction, you may have certain rights, such as the right to access, correct, and delete your personal information, as well as the right to object to or restrict certain data processing activities. We are committed to supporting and facilitating the exercise of these rights.
10. Governing Law and Dispute Resolution:
This Privacy Policy is governed by and interpreted in accordance with the laws of the jurisdiction in which Thrivve operates. Any disputes arising from this Privacy Policy or our privacy practices will be subject to the exclusive jurisdiction of the courts in that jurisdiction.
11. Severability:
If any provision of this Privacy Policy is deemed invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect to the maximum extent permitted by law.
12. How to Contact Us:
If you have any questions, concerns, or feedback regarding this Privacy Policy or our privacy practices, please contact us at Privacy@thrivve.com. We value your feedback and will endeavor to address your inquiries in a timely manner.
13. Effective Date:
This Privacy Policy is effective as of [insert date]. Any updates or revisions to the policy will be reflected with a revised effective date.
Please note that this Privacy Policy is intended to provide a general overview of how Thrivve handles personal information and may not cover every aspect of our data practices. For more detailed information, please refer to the complete Privacy Policy available on our website.